Get your online loan, today!

Up to R4000. In your bank account. Payment due on your next payday. *T&C apply

Estimated Repayment

  • Breakdown of interest and fees

  • For illustration purposes the repayment amount is calculated at:
  • * Interest rate:
    5% per month(0.16% per day) for new clients and 3% per month (0.1% per day) for repeat clients, calculated/day
  • * Initiation Fee:
    16.5% of first R1000 lent + 10% of loan amount over R1000. Fee capped at 15% of the loan value.
  • * Credit protection insurance fee:
    R4.50 per R1000/month
  • * Service fee:
    R60/month
  • * Based on Chapter 5 regulations of the NCA, no 34 of 2005
* Use the loan calculator as reference only. A loan offer can only be made once we have calculated your affordability.
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Mr Cash Loans: Your Go-To for Quick and Easy Payday Loans up to R4000

In today’s fast-paced world, financial emergencies can arise unexpectedly, leaving you needing quick access to funds.This is where Mr Cash Loans is a valuable partner, offering online loan options designed to efficiently and conveniently meet various financial needs.

Mr Cash Loans provides easy payday loans online to individuals across South Africa. Our primary focus is on offering unsecured payday loans, which means you don’t need to provide any collateral. This makes the process simpler and faster, allowing you to get the funds you need without hassle.

 

Types of Small Cash Loans (Payday Loans):

These are short-term loans up to R4,000 and repayment terms of up to 3 months, if you qualify. They are perfect for bridging the gap until your next payday, helping you manage short-term financial binds.

Our step-by-step Application Process:

Online Application

Visit the Mr Cash Loans website and complete the online application steps. You will need to provide basic personal information, proof of employment, a valid ID, and bank account details.

Pre-Qualification:

Once you submit your application, it will be reviewed to determine if you pre-qualify for the loan. This step ensures that you meet the basic criteria for a fast loan.

Document Submission:

If you pre-qualify, you will need to submit the required documents. This can often be done electronically, making the process quick and convenient.

Approval and Disbursement:

After your documents are reviewed and approved, the loan amount will be disbursed to your bank account. This can happen within hours, depending on the loan type and your ability to provide the necessary information promptly.

What you need:
  • ✓ South African ID
  • ✓ Your latest 3 month internet bank statement
  • ✓ Your latest payslip
  • ✓ Current proof of address
How to apply:
  1. ✓ Use the slider, choose the amount you need.
  2. ✓ Choose your salary date.
  3. ✓ Click ‘Apply now!’
  4. ✓ Register or Login
  5. ✓ Complete application steps
Payday Loan Tips:
  1. ✓ Determine the exact amount that you need, that also matches your budget (affordability).
  2. ✓ Ensure your credit report is accurate and understand how it might affect your loan approval and terms.
  3. ✓ Ensure you read and understand the loan agreement, and understand the implications of the cost of credit and the terms.
  4. ✓ Make sure you have a clear plan for repaying the loan on your next salary payday to avoid falling behind on your payments.
Why you should choose Mr. Cash Loans:
  1. ✓ The entire loan process can be completed online, eliminating the need for branch visits and long waiting times.
  2. ✓ Our payday loans are unsecured, meaning you don’t need to risk your assets to secure the loan.
  3. ✓ We provide clear and transparent loan terms, helping you understand the costs and repayment schedule upfront.
  4. ✓ No need to ask your friends and family.