Get a online loan, today!

Up to R4000. In your bank account. Payment due on your next payday. *T&C apply
What you need:
  • ✓ South African ID
  • ✓ Your latest 3 month internet bank statement
  • ✓ Your latest payslip
  • ✓ Current proof of address
How to apply:
  1. ✓ Use the slider, choose the amount you need.
  2. ✓ Choose your salary date.
  3. ✓ Click ‘Apply now!’
  4. ✓ Register or Login
  5. ✓ Complete application steps

Repayable:

Payday

  • Breakdown of interest and fees

  • For illustration purposes the repayment amount is calculated at:
  • * Interest rate:
    5% per month(0.16% per day) for new clients and 3% per month (0.1% per day) for repeat clients, calculated/day
  • * Initiation Fee:
    16.5% of first R1000 lent + 10% of loan amount over R1000. Fee capped at 15% of the loan value.
  • * Credit protection insurance fee:
    R4.50 per R1000/month
  • * Service fee:
    R60/month
  • * Based on Chapter 5 regulations of the NCA, no 34 of 2005
* Use the loan calculator as reference only. A loan offer can only be made once we have calculated your affordability.
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Mr Cash Loans: Your Go-To for Quick and Easy Payday Loans up to R4000

In today’s fast-paced world, financial emergencies can arise unexpectedly, leaving you needing quick access to funds.This is where Mr Cash Loans is a valuable partner, offering online loan options designed to efficiently and conveniently meet various financial needs.

Mr Cash Loans provides easy payday loans online to individuals across South Africa. Our primary focus is on offering unsecured payday loans, which means you don’t need to provide any collateral. This makes the process simpler and faster, allowing you to get the funds you need without hassle.

 

Types of Small Cash Loans (Payday Loans):

These are short-term loans up to R4,000 and repayment terms of up to 3 months. They are perfect for bridging the gap until your next payday, helping you manage short-term financial binds.

 

Here’s the step-by-step Application Process:

Applying for a loan with Mr Cash Loans is straightforward and can be done entirely online.

  • Online Application: Visit the Mr Cash Loans website and complete the online application steps. You will need to provide basic personal information, proof of employment, a valid ID, and bank account details.
  • Pre-Qualification: Once you submit your application, it will be reviewed to determine if you pre-qualify for the loan. This step ensures that you meet the basic criteria for a fast loan.
  • Document Submission: If you pre-qualify, you will need to submit the required documents. This can often be done electronically, making the process quick and convenient.
  • Approval and Disbursement: After your documents are reviewed and approved, the loan amount will be disbursed to your bank account. This can happen within hours, depending on the loan type and your ability to provide the necessary information promptly.

 

Benefits of Choosing Mr Cash Loans

  • Speed and Convenience: The entire loan process can be completed online, eliminating the need for branch visits and long waiting times.
  • No Collateral Required: Our payday loans are unsecured, meaning you don’t need to risk your assets to secure the loan.
  • Transparent Terms: Mr Cash Loans provides clear and transparent loan terms, helping you understand the costs and repayment schedule upfront.

 

Here are a few tips and considerations before applying:

While Mr Cash Loans offers a convenient solution for quick cash, it’s essential to consider your financial situation and ability to repay the loan.

  • Assess Your Needs: Determine the exact amount you need and choose a loan amount that matches your financial situation.
  • Review Your Credit Report: Ensure your credit report is accurate and understand how it might affect your loan approval and terms.
  • Plan Your Repayment: Make sure you have a clear plan for repaying the loan to avoid falling into a debt trap.

 

Mr Cash Loans provides a valuable service for those in need of quick and easy access to funds. By offering a straightforward online application process, we make it easier for consumers to manage their financial emergencies effectively.